Fix & Flip Calculator
Project your flip's net profit, ROI, and cash requirement, from purchase to resale.
Your numbers
The deal
Financing & holding
The exit
Net profit
$25,975
After every cost: purchase, rehab, carry, financing, and sale.
- Cash-on-cash return
- 35.9%
- Profit margin
- 6.8%
- Annualized return
- 71.7%
- Your cash in the deal
- $72,425
- All-in project cost
- $354,025
- 70% rule max offer
- $216,000
Profit ÷ your cash in the deal
Profit as a share of ARV
Cash-on-cash scaled to a full year
Down payment + costs the loan doesn't cover
ARV × 70% − rehab, for comparison
Where the money goes
| Cost | Amount |
|---|---|
| Purchase price | $250,000 |
| Rehab budget | $50,000 |
| Buying closing costs | $3,500 |
| Lender points | $5,100 |
| Loan interest | $14,025 |
| Holding costs (6 mo) | $4,800 |
| Selling costs | $26,600 |
| Total | $354,025 |
Estimates for planning only. Not financial, tax, or legal advice. Verify every number with your own due diligence and advisors.
How this calculator works
A fix-and-flip calculator projects the net profit on a renovation resale by subtracting every cost of the project (purchase price, rehab budget, financing, holding costs, and selling costs) from the after-repair value (ARV). The result tells you what the deal earns and, just as importantly, what your own cash earns while it's committed.
Enter your deal's numbers on the left; results update as you type. The defaults model a typical hard-money-financed DFW flip. Swap to all cash to see how financing changes both risk and return.
Related calculators
Fix & Flip questions, answered.
Most experienced flippers target a net profit of at least 10–15% of the ARV. Below about 7%, a single surprise (a longer hold, a price cut, an unexpected repair) can erase the entire profit.
Holding costs and selling costs. Property taxes, insurance, utilities, and loan interest accrue every month you own the property, and selling typically costs 6–8% of the sale price in commissions and closing fees. Together they routinely consume $20,000+ on a six-month flip.
A hard-money loan funds most of the purchase and rehab, so far less of your own cash is committed, which usually raises your cash-on-cash return even though points and interest reduce total profit. The calculator shows both effects side by side.
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